Home Loan Benefits
Benefits Of A Sire Finance Home Loan
Sire Finance’s Skilled Mortgage Brokers and Home Loan Experts are specialists in securing your ideal home loan – even difficult or complicated cases. Read on to see the typical process when securing a mortgage in UAE.
Mortgage process with 2 clicks
Applying for a mortgage with Sire Finance couldn’t be easier.
- Simply click the Apply Now button
- Fill in your details & submit the form.
You’ll receive an email telling you what documents you need to upload, and our expert team will get to work on how we can help you.
Personalized mortgage advisor
You’ll be assigned a case manager as a point of contact, even though our team will work together on your case. If you have any questions, you will have a point of contact.
Everything at Sire Finance remains 100% confidential. You can be assured of complete privacy at all times. Read our Privacy Policy.
Credit analyst team for pre-submission
Once you have decided the bank/s you’d like to apply to, then comes the actual application compilation and signing.
We handle the compilation for you, and our analysts will double check everything and confirm the application is perfect.
You just have to sign the application after checking everything is correct from your side.
Professional staff to create best possible options
Once submitted, we will hear back from the bank and let you know the outcome.
You will be able to view the progress of your loan application in real time via your account.
If anything further is required, we will be in touch to secure what is needed to move forward.
No restrictions of any nationality
While there are legal restrictions on some nationalities in some situations, Sire Financial does not discriminate against any nationality.
Please contact us to see if we can assist you.
Non resident of UAE can get mortgage
Did you know you can invest in property in Dubai, Abu Dhabi and all UAE without living here? As a non-resident, you can take a loan and purchase property. The benefits of this can be discussed with our expert mortgage advisors, and we can refer you to top real estate specialists to find your ideal property.
Best Bank’s Rate is available
Our interest rates are updated constantly, so you will always receive the best possible rate available for your loan.
We are passionate about making sure all our clients are achieving and benefiting from the best deal available to them.
Lowest rates are available
With our extensive network of contacts and experts in the industry, you can be assured of achieving the lowest possible rate and the best possible conditions to suit your situation.
We do not just take your case and arrange a cookie-cutter, robotic application for the same loan options.
After your initial offer of the most suitable options via our specially built system, (which scans all the options in seconds and delivers the results to your inbox with the best available rates), your application will be further assessed by our team and personalized to suit your needs and situation.
Select Bank as per your choice
You’ll be shown 2-3 options with the nest possible conditions for your profile. You can do your own research and decide which bank you prefer to apply with.
There will always be good reasons why we do not recommend certain banks; some have limits and restrictions, so we will know which are best for you. Whether Islamic or non-Islamic.
Free
pre approval
Our pre-approval process ensures the best possible chance that your official loan application will be approved.
Once we have all the documents we need, your application can undergo the pre-approval process with one of our attentive mortgage experts, and the bank of your choice.
No legal binding on pre-approval
Once you receive your pre-approval letter from the bank, if you do not select a property immediately, there is no obligation or rush to buy something.
Pre-approval is just a confirmation that your loan will likely be approved, when you find the property you like. There will likely however be cut-off dates for how long the offer remains open.
Zero fee for best rate
Our fee for showing you the best available home loan rates in Dubai and the UAE is zero to you, ensuring your application process is as easy as possible.
Some companies will charge you a large fee for giving you home loan options, while doing the same work as anyone else.
Extra fees will only come into play if your case is more complicated, and a specialist needs to put in more hours than the usual to get your application across the line.
Discount on valuation fee
Before purchasing a property, the bank will usually request a valuation of the property you want to acquire.
We can usually arrange a discount on the valuation fee, to help keep your expenses as low as possible.
Professional mortgage team
Instead of one case manager, you enjoy the benefit of our whole expert team working on your case.
Your case manager will stay in contact with you, but the team will be focused on using all their networking abilities and up-to-date knowledge to make sure your case goes smoothly.
Free Partial Settlement options
A partial settlement is a repayment which is less than the total amount. When you’re purchasing from a developer (off plan), you may require only part of the amount.
You may be pledging an existing property sale or cash against the purchase, and only need part of the total in mortgage. We can assist with quick processing!
Approval is guaranteed*
Based on the assessment of your profile, we can let you know if your application will be approved.
Even if your chosen bank falls through for some reason, we have other options, to ensure you get your loan regardless. (*Subject to conditions)
Home Loans Made Easy
Sire Finance specializes in efficient home loan processing.
Our team of expert mortgage advisors and brokers will guide you through the loan application process, helping you find the best rates and terms that fit your financial goals.
Regardless of your concerns, contact us for your best chance of mortgage approval. Confidentiality is assured.
Our experienced home loan brokers have extensive contacts and knowledge, and will do their best to get your property finance processed quickly and properly, so you can continue with your life.