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Should I Lock My Mortgage Rate Today?

Should you Lock in Mortgage Rate Today

Deciding whether to lock in your mortgage rate can have a major impact on your home financing. At Sire Finance, we break down the key considerations to help you make an informed decision and potentially save money. When to Lock in a Mortgage Rate Locking in your mortgage rate requires understanding key factors such as […]

Should You Pay Off Your Mortgage Early?

Should You Pay Off Your Mortgage Early

Achieving the milestone of owning a home is like winning a marathon, but let’s face it – running with a mortgage can feel like running in quicksand. The temptation to pay off your mortgage early may seem as alluring as winning the race, but is it the best financial decision for you? Let’s break down […]

What is Curtailment on a Mortgage?

Homeowners often consider making extra mortgage payments to pay off their loans faster, known as mortgage curtailment. While it’s a popular strategy, its effectiveness varies depending on individual financial goals and circumstances. Let’s delve into whether mortgage curtailment is a suitable option for you. What Is Mortgage Curtailment? In essence, Mortgage Curtailment is a strategic […]

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