Purchasing your ideal home is now simple, thanks to the residential mortgage solutions from Sire Finance!
Now, you can look for your dream home in the UAE and get an estimate instantly! Enjoy an optimized, transparent, and practical digital home ownership experience. Take the first step toward homeownership today.
Speak with our mortgage experts to get advice and insights on the full mortgage process.
We work alongside all UAE banks and financial institutions to secure the most generous mortgage offers for you!
Looking for a home loan that perfectly suits your family and budget? Our process enables you to take control of your home loan.
We will conduct an initial consultation to determine your borrowing capacity and circumstances. We will then be able to guide you through the mortgage pre-approval procedure and make recommendations regarding the most suitable mortgage products for you based on the information gathered during this consultation.
We will send you a formal offer for a house loan in the UAE, detailing all pertinent information and the financing terms, upon your approval. We want you to understand and feel good about every part of getting the best home loans in the UAE.
After identifying the house you wish to buy, we will work together with the bank to effectively set up the mortgage and manage the entire process until you assume ownership of the property.
Sire Finance specializes in fast Home Loan processing. Our team of highly skilled mortgage advisors and brokers is well-connected and knowledgeable about the financial and economic sectors. They will help you find the best terms and rates to suit your financial goals at each step of the loan application process. Feel free to contact us for the best mortgage approval service.
We collaborate with the leading institutions in the UAE to provide you with the most favorable offers.
Our vast network of contacts and industry specialists ensures that you will secure the most favorable rate and conditions that align with your specific needs.
While it can be challenging for non-residents to apply for loans, and certain nationalities are subject to legal restrictions, Sire Financial’s competent mortgage advisors can connect you with top real estate specialists who can help you find the perfect property.
There is no fee to get pre-approved. Additional fees will only be applied if your case is complicated and an expert needs to spend more time than usual on your application. Since your bank’s pre-approval letter is only a confirmation that your loan would likely be accepted when you find a property, you have no obligation to do anything yet.
We can negotiate a reduction in the valuation fee for banks that request an assessment of the property you intend to purchase, which can help in reducing your expenses. Free partial settlement up to 20% of the loan amount is also available for you. We can help with quick processing!
We can tell you whether or not your application will be approved based on our assessment of your profile. There are other banks we can work with if your first choice doesn’t work out. This way, you will still get your loan.
You can quickly secure a home loan if you meet the eligibility criteria. You can apply for a mortgage in UAE if you are:
UAE National
UAE Resident (Expatriates)
Non-Resident
Banks have different mortgage lending policies. We at Sire Finance can provide customers with options for mortgage loans from all UAE retail banks.
General conditions for all applicants include:
For mortgage pre-approval, you will be required to submit a few personal documents.
Personal documents:
UAE nationals: Emirates ID or passport
Resident expats: Emirates ID or passport, proof of residence address via DEWA bill or tenancy contract
Non-residents: Valid passport (all pages), local ID, overseas residential proof of address (e.g latest utility bill)
UAE nationals and resident expats are required to submit identical documentation regarding their income and property documentation, while non-residents are required to submit additional paperwork.
We will notify you of any extra documents required during the application process.
Get a UAE resident mortgage quickly with Sire Finance. Get ahead of the crowd with our exclusive mortgage fast pass for top banks.
Discover the incredible freedom of choice with Sire Finance. Efficiently and accurately process home loans tailored to your specific needs.
We worked with all of the UAE’s most notable banks to find you the best mortgage rates. We will provide you with the lowest home loan rate at all times. Guaranteed.
Everyone hates high interest rates, particularly UAE residential mortgage loans. At Sire Finance, our team works hard to get our customers the best interest rates possible. Providing you with the most cost-effective option, which includes competitive rates and flexible terms for your home loan.
We offer a dedicated helpline and after-sale service. Our services continually evolve to become better so that our customers' lives are easier.
We promise to give you the terms and options you need to finance your dream home. Use our services to locate the perfect match for you.
UAE banks and other financial institutions offer home loans to help people buy a home. Regarding the borrower’s financial circumstances and the lender’s terms and conditions, the loan amount, interest rate, and repayment period may vary. This loan is excellent for homebuyers who need additional savings.
To apply, you can either visit our sirefinance.com website and complete the online application, or you can phone our toll-free number or send us an email. One of our Mortgage Experts will be available to assist you with your specific needs.
Self-employed Expatriates and Non-Residents must be between the ages of 21 and 65, whereas employed Nationals and Expatriates can be up to 70.
Mortgage institutions evaluate your debt-to-income ratio, which is calculated by deducting your housing and non-housing expenses from your basic income.
Mortgage institutions evaluate your debt-to-income ratio, which is calculated by deducting your housing and non-housing expenses from your basic income. Included in non-housing expenses are payments on long-term obligations such as auto or personal loans. In determining the utmost loan amount, the mortgage institution also takes into account factors such as age, credit history, and the amount of cash available for the down payment.
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Sire Finance are the home loan and property mortgage experts. Rely on us for free home loan advice, and for expert property mortgage services.
